How Health Affects Life Insurance Premiums in New Zealand 2025
Why Your Health Matters in Life Insurance When you apply for life insurance in New Zealand, you’re not just filling out a form — you’re telling a story. That story is built around risk: how long you’re expected to live and how likely your insurer…
Top 5 Key Factors To Choose The Best Life Insurance Provider in NZ
Choosing the best life insurance provider might not be your typical dinnertime conversation. Still, if you’re a Kiwi wanting to protect your loved ones or ensure your business survives without you, it’s one of the smartest moves you can make. Whether you’re self-employed, a new…
Life Insurance for Self-Employed Kiwis
💡 Did you know? In 2023, over 438,000 New Zealanders were self-employed, making up 15.9% of the workforce—nearly 1 in 6 Kiwis were running their businesses. While self-employment offers freedom and flexibility, it also comes with financial risks. Unlike salaried employees, self-employed don’t have employer-sponsored…
Life Insurance Myths in New Zealand
Life insurance is one of the most essential financial tools for securing your family’s future, yet many Kiwis misunderstand how it works. Myths and misconceptions often prevent people from getting the right coverage—or any coverage at all. Some believe life insurance is only for the…
Should I get life Insurance when I’m over 50 years of age?
Securing your future with part lump sum payments is essential when considering life insurance as a 50-year-old. It is crucial to comprehend how life insurance works during this stage in your life. Having the right life insurance is essential for individuals at any stage, but…
Why do people buy Life Insurance
What is the reason behind purchasing life insurance? Life presents many unknown situations, making individuals need to safeguard their loved ones and monetary interests. In such a scenario, life insurance serves as a crucial tool. It is a security blanket, guaranteeing financial stability for your…
What is Level Life Insurance?
COMPARE LEVEL LIFE INSURANCE Level life insurance, also known as term life insurance, is a type of life insurance policy that provides a fixed amount of coverage for a set period of time. This means that if you pass away during the term of your…
The Importance of Life Insurance: Protecting Your Loved Ones in New Zealand
Life insurance is a fundamental aspect of financial planning for individuals residing in New Zealand. Its purpose is to provide security and protection for your loved ones against the possibility of an unexpected death or terminal illness events. By obtaining the right policy, you can…