Life Insurance designed to protect you and your family

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When it comes to protecting your family in the event of trauma or tragedy, you want to know you can trust the life cover company. Life cover and trauma insurance options have many options to choose from. It’s vital that you understand the choices and what they mean for your family in the event of critical illness or injury.

Your peace of mind is our purpose here at Compare. We provide you with the life cover options available to you and your family in a way you understand.



You never know when life will put you or your family in a situation that requires the need to have comprehensive life cover available. Whether it’s critical illness or injury, neither of them makes life easy. In fact, these can be the most stressful and overwhelming experiences for your family when you lose a loved one. The last thing you want to have happened is that your family struggles to make ends meet or recover after a tragic loss of life.

Life cover, or otherwise known as life insurance, provides your family with a lump sum payment that coincides with your trauma coverage.

How does this work? For instance, if you get a $500k life cover policy, there may be a $200k trauma cover policy within that coverage. So if you were to get cancer, your family would be paid the $200k, and then in the event of your untimely death, the remaining $300k is paid out. Life insurance helps take care of any financial burden that impacts your family, allowing them to focus on building their life ahead.

With life insurance, you’re able to use the funds to cover whatever expenses you deem necessary. There are no requirements on what the money paid out is allocated for.



When it comes to life insurance in New Zealand, there are more options than you can know what to do with, it is not price alone. How do you know which is best for you? Are you sure you’re getting the best deal? At Compare, we provide you with the right choices that best fit you and your family’s specific needs. We ensure that your family is getting the best deal on the proper coverage. Compare factors in all the elements of your situation such as your budget, amount of cover required, any existing insurances you may have, and the number of dependents you have. We make comparing life cover insurance easy by showing you every option available based on your factors. This way, you get the right plan at the best price possible to ensure your family is protected in the event you are no longer able to.

Compare Life Cover
Based on 124 reviews
Kate Simkiss
Kate Simkiss
01:10 27 Jan 22
Blake is very pleasant to deal with, identified great options in the market which suited me and made himself available to answer all my questions and gave me the information I needed to make the right decision. He made what can be a complicated process simple and straightforward.
Jess Edlin
Jess Edlin
21:41 21 Jan 22
Paul was excellent to deal with - he listened to what I needed and always explained things to me in a way that I could understand. Thanks to his advice and experience I ended up with an insurance package that is much better suited to my needs than the original income protection I thought I wanted.
Rachael Healey
Rachael Healey
10:12 11 Jan 22
Hayley went the extra mile for me more than once. Between fitting in around my work schedule and following up to make sure I was happy with everything, Hayley made the whole process easy, stress free and perfectly suited to what I needed. Thank you!
leon kiddie
leon kiddie
03:52 24 Dec 21
Chantelle Venter
Chantelle Venter
06:20 18 Dec 21
It's been a pleasure working with Kyle McElwin. He has gone above and beyond to get the right cover at the right price for our family! Thank you Kyle for your excellent service!
Elsie Chong
Elsie Chong
04:37 16 Dec 21
Hats off to Kyle for being so patient and professional to explain clearly my options. It certainly made my decision to choose the " best" insurance policy a whole lot easier !!
Nicole Taylor
Nicole Taylor
20:47 13 Dec 21
Joseph Urlich
Joseph Urlich
21:08 10 Dec 21
Excellent. Advisor was understanding of my professional business insurance needs. Recommended a quality provider with excellent services. Overall a great and enjoyable application process. Was able to answer my questions on multiple occasions. Excellent service, please keep up the great work. Will highly recommend to others hesitant on using their services.
Narinder Singh
Narinder Singh
22:37 09 Dec 21
MacKenzie was very professional with good knowledge. Will get you the best deal, explains the complexity of insurance in best way. Highly recommended.
shanu paul
shanu paul
22:13 09 Dec 21
paul brown
paul brown
23:58 30 Nov 21
Insurance suited to what I needed and with in my budget
Julie Bach
Julie Bach
05:58 25 Nov 21
Kyle is very good at explaining through the complex policies and he is very patient. Great personality and always responsive to questions. Highly recommend him.
steve dame
steve dame
00:52 25 Nov 21
Easy to talk to, very helpful, thanks heaps Paul
Michael Broughton
Michael Broughton
10:01 22 Nov 21
I used insurance comparison site to get an indication of options. Blake Sutton subsequently contacted me, introduced himself , explained his remuneration and gave me insurance suggestions to suit my needs. We had two follow up calls and Blake took time to meet me personally to review product I had chosen. Thoroughly professional, up front and honest about his recommendations.
01:03 21 Nov 21
i have got the honest comparisons and suggestion on the life insurance requirement and quote . Happy with the overall service

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Do you have questions? Need further guidance on where to begin to find the best life cover for your family? Be sure to book a 30-minute advice session with one of our expert and experienced life cover advisers today. We will walk you through the entire process, the options available to you, including accelerated cover options, the pros, and cons of the different life covers, and even guarantee the best price based on your situation.


  • Paying for funeral costs – this can be an overwhelming amount of money for any family. Still, with your life cover insurance, they’re able to give you the send-off you and they both deserve without worrying about how they’re going to pay for it.
  • Pay off the mortgage – life cover can help ensure your family has a roof over their heads for years to come.
  • Provide income during mourning – the grieving process is different for everyone, and having life cover to keep your family covered during this time can help give you peace of mind.
  • Provide a nest egg for your kids – opening up the future for your kids with life cover can make a lasting impact in their lives.
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Life has a funny way of reminding us that it can change our circumstances in an instant. It’s better to be prepared for the worst and not to happen than for it to happen to you or your family and not be prepared. Death in your family can have a massive financial impact on your family and their future.

Do you want to know that they are provided for after you’re gone and unable to? With life cover from Compare, we can ensure that they have enough money to support your loved ones in the event of your untimely death.



At Compare, we’re confident that we will get you the best price on your life cover insurance that we stand by our promise. Even if you have an existing policy, we can show you how we can save you money, and we will guarantee a better price for comparable cover. If we can’t get you a better price, we’ll give you a $200 Prezi card.



Knowing how to navigate the world of life cover insurance can be stressful and overwhelming. With Compare, we provide you with the advice and guidance you need to have the answers you’ve been looking for. Book your free consultation via phone or Skype today.


Compare Life Insurance is here to provide you with the expert advice and experience to choose the right life cover for you and your family.

Life cover is not easy to navigate and understand the right options that make the most sense for you. What is covered under one provider’s policy may not be covered under another. And you may not even realise it until it’s too late. When you Compare, our site is designed to guide you through every step of the way and point out the distinct differences between every policy you’re considering.


Why should I have Life Insurance and why do people need it.


Life insurance is always a lump sum pay-out upon the death of a policy holder. People mainly get Life Cover when they have dependants or in a business situation you may have mutual business debt and should one of the partners die then a lump sum is either paid directly to the surviving shareholder(s) / Directors to enable the business to keep going. This is normally part of a business share holder agreement. Most couples these days when they take on debt eg: a Mortgage they will get Life Insurance as a minimum to cover the debt and leave funds for the surviving person or their kids. With Life insurance you can have another person as the owner, when this happens the pay-out will go to that person only as the insurance company sees them as the owner not the person that passed away. When you do get Life insurance is important you have some WILL documentation that nominates how the assets and any cash will be disturbed. Often when a life policy is paid out there’s a significant amount of cash at stake and the last thing you want is to deal with a fight over who the money belongs to. This is very apparent with blended families, so if this is you, make sure you seek legal advice.