Life Insurance designed to protect you and your family

When you compare, you save.

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When it comes to protecting your family in the event of trauma or tragedy, you want to know you can trust the life cover company. Life cover and trauma insurance options have many options to choose from. It’s vital that you understand the choices and what they mean for your family in the event of critical illness or injury.

Your peace of mind is our purpose here at Compare. We provide you with the life cover options available to you and your family in a way you understand.

LIFE INSURANCE

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You never know when life will put you or your family in a situation that requires the need to have comprehensive life cover available. Whether it’s critical illness or injury, neither of them makes life easy. In fact, these can be the most stressful and overwhelming experiences for your family when you lose a loved one. The last thing you want to have happened is that your family struggles to make ends meet or recover after a tragic loss of life.

Life cover, or otherwise known as life insurance, provides your family with a lump sum payment that coincides with your trauma coverage.

How does this work? For instance, if you get a $500k life cover policy, there may be a $200k trauma cover policy within that coverage. So if you were to get cancer, your family would be paid the $200k, and then in the event of your untimely death, the remaining $300k is paid out. Life insurance helps take care of any financial burden that impacts your family, allowing them to focus on building their life ahead.

With life insurance, you’re able to use the funds to cover whatever expenses you deem necessary. There are no requirements on what the money paid out is allocated for.

FINDING THE RIGHT COVER FOR YOUR FAMILY

DISCLAIMER

When it comes to life insurance in New Zealand, there are more options than you can know what to do with, it is not price alone. How do you know which is best for you? Are you sure you’re getting the best deal? At Compare, we provide you with the right choices that best fit you and your family’s specific needs. We ensure that your family is getting the best deal on the proper coverage. Compare factors in all the elements of your situation such as your budget, amount of cover required, any existing insurances you may have, and the number of dependents you have. We make comparing life cover insurance easy by showing you every option available based on your factors. This way, you get the right plan at the best price possible to ensure your family is protected in the event you are no longer able to.

Compare Life Cover
4.9
Based on 78 reviews
Gabrielle Hitchcock
Gabrielle Hitchcock
07:57 12 Apr 21
Melanie Roskam
Melanie Roskam
03:00 31 Mar 21
Jenna Field
Jenna Field
23:58 28 Mar 21
Marius van Nieuwenhuizen
Marius van Nieuwenhuizen
00:42 19 Mar 21
Marcia Smith
Marcia Smith
03:42 04 Mar 21
Blake is knowledgeable and great to work with.
Baz Gallagher
Baz Gallagher
18:30 23 Feb 21
Alison is SUPER efficient and realy easy to deal with, her professionalism and attention to detail leaves you feeling at ease with your decisions under her guidance. Thanks again.
sheenagh brooks
sheenagh brooks
23:33 08 Feb 21
Hayley has been taking us through the whole changing of insurances and found us the best plan for our needs. She is very responsive and accommodating. Great Service.
Fraser Crum
Fraser Crum
07:57 04 Feb 21
Blake helps me with sorting my Income Protection when I went out as an independent contactor for the first time. Since COVID, the insurance industry are very wary of new contractors and very few will offer cover at all. Blake took the time to work with me and understand my needs and then develop a schedule of insurance policies that would provide me with the best cover over time whilst keeping everything at a very manageable price. I would definitely recommend Blake to anyone looking for insurance or wanting to review their current cover, and will definitely be working with him going forward to ensure our cover remains appropriate and effective.
Raymond Johnson
Raymond Johnson
06:22 18 Jan 21
Kelsey was very professional and friendly. She took the time to help me understand every part of the process and made it all much easyer than if I were to do it on my own (I have and it was a nightmare). Thanks Kelsey!
Geoff Wiblin
Geoff Wiblin
03:45 18 Jan 21
Blake was very patient and clear with us on our options and what would suit our insurance requirements for our circumstances. Great communication and very easy to talk to. Not a "pushy rep".Thanks very much Blake, we appreciate all your time and effort on our behalf.
lazarus992
lazarus992
23:53 12 Jan 21
Blake was very helpfull and able to find someone to insure me after many many rejections from the big names compnays.
Ben Harnett
Ben Harnett
21:09 07 Jan 21
Reg Cox
Reg Cox
22:07 23 Dec 20
Great service! They get things done.
hermes shevat
hermes shevat
22:50 12 Nov 20
Priyamvada Sobarun
Priyamvada Sobarun
06:23 12 Nov 20

Do you have questions? Need further guidance on where to begin to find the best life cover for your family? Be sure to book a 30-minute advice session with one of our expert and experienced life cover advisers today. We will walk you through the entire process, the options available to you, including accelerated cover options, the pros, and cons of the different life covers, and even guarantee the best price based on your situation.

WHAT YOUR FAMILY DOES WITH THE FUNDS IS UP TO YOU

  • Paying for funeral costs – this can be an overwhelming amount of money for any family. Still, with your life cover insurance, they’re able to give you the send-off you and they both deserve without worrying about how they’re going to pay for it.
  • Pay off the mortgage – life cover can help ensure your family has a roof over their heads for years to come.
  • Provide income during mourning – the grieving process is different for everyone, and having life cover to keep your family covered during this time can help give you peace of mind.
  • Provide a nest egg for your kids – opening up the future for your kids with life cover can make a lasting impact in their lives.
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DO YOU NEED LIFE COVER?

Life has a funny way of reminding us that it can change our circumstances in an instant. It’s better to be prepared for the worst and not to happen than for it to happen to you or your family and not be prepared. Death in your family can have a massive financial impact on your family and their future.

Do you want to know that they are provided for after you’re gone and unable to? With life cover from Compare, we can ensure that they have enough money to support your loved ones in the event of your untimely death.

PRICE GUARANTEE

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At Compare, we’re confident that we will get you the best price on your life cover insurance that we stand by our promise. Even if you have an existing policy, we can show you how we can save you money, and we will guarantee a better price for comparable cover. If we can’t get you a better price, we’ll give you a $200 Prezi card.

ADVICE CENTRE

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Knowing how to navigate the world of life cover insurance can be stressful and overwhelming. With Compare, we provide you with the advice and guidance you need to have the answers you’ve been looking for. Book your free consultation via phone or Skype today.

ABOUT US

Compare Life Insurance is here to provide you with the expert advice and experience to choose the right life cover for you and your family.

Life cover is not easy to navigate and understand the right options that make the most sense for you. What is covered under one provider’s policy may not be covered under another. And you may not even realise it until it’s too late. When you Compare, our site is designed to guide you through every step of the way and point out the distinct differences between every policy you’re considering.

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Why should I have Life Insurance and why do people need it.

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Life insurance is always a lump sum pay-out upon the death of a policy holder. People mainly get Life Cover when they have dependants or in a business situation you may have mutual business debt and should one of the partners die then a lump sum is either paid directly to the surviving shareholder(s) / Directors to enable the business to keep going. This is normally part of a business share holder agreement. Most couples these days when they take on debt eg: a Mortgage they will get Life Insurance as a minimum to cover the debt and leave funds for the surviving person or their kids. With Life insurance you can have another person as the owner, when this happens the pay-out will go to that person only as the insurance company sees them as the owner not the person that passed away. When you do get Life insurance is important you have some WILL documentation that nominates how the assets and any cash will be disturbed. Often when a life policy is paid out there’s a significant amount of cash at stake and the last thing you want is to deal with a fight over who the money belongs to. This is very apparent with blended families, so if this is you, make sure you seek legal advice.