Life Insurance designed to protect you and your family

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When it comes to protecting your family in the event of trauma or tragedy, you want to know you can trust the life cover company. Life cover and trauma insurance options have many options to choose from. It’s vital that you understand the choices and what they mean for your family in the event of critical illness or injury.

Your peace of mind is our purpose here at Compare. We provide you with the life cover options available to you and your family in a way you understand.



You never know when life will put you or your family in a situation that requires the need to have comprehensive life cover available. Whether it’s critical illness or injury, neither of them makes life easy. In fact, these can be the most stressful and overwhelming experiences for your family when you lose a loved one. The last thing you want to have happened is that your family struggles to make ends meet or recover after a tragic loss of life.

Life cover, or otherwise known as life insurance, provides your family with a lump sum payment that coincides with your trauma coverage.

How does this work? For instance, if you get a $500k life cover policy, there may be a $200k trauma cover policy within that coverage. So if you were to get cancer, your family would be paid the $200k, and then in the event of your untimely death, the remaining $300k is paid out. Life insurance helps take care of any financial burden that impacts your family, allowing them to focus on building their life ahead.

With life insurance, you’re able to use the funds to cover whatever expenses you deem necessary. There are no requirements on what the money paid out is allocated for.



When it comes to life insurance in New Zealand, there are more options than you can know what to do with, it is not price alone. How do you know which is best for you? Are you sure you’re getting the best deal? At Compare, we provide you with the right choices that best fit you and your family’s specific needs. We ensure that your family is getting the best deal on the proper coverage. Compare factors in all the elements of your situation such as your budget, amount of cover required, any existing insurances you may have, and the number of dependents you have. We make comparing life cover insurance easy by showing you every option available based on your factors. This way, you get the right plan at the best price possible to ensure your family is protected in the event you are no longer able to.

Compare Life Cover
Based on 92 reviews
Luke Sid
Luke Sid
00:49 13 Sep 21
Matt was great. Was transparent and forthcoming about all my options and gave really helpful advice throughout the whole process that helped me to understand exactly what I was buying. Helped me to get the best quality and value coverage for medical and life insurance.
Philip Pyle
Philip Pyle
23:16 08 Sep 21
I found Hayley really helpful and responsive, gets things done.. thanks
Chloe Blannin
Chloe Blannin
23:58 18 Aug 21
Hayley was so professional and so helpful! Made the entire process very easy! 😁 Even got my family to go through Hayley to change their insurance as her service was so good, easy and affordable!
Lee Roi
Lee Roi
23:05 15 Aug 21
Dean kinvig
Dean kinvig
19:55 15 Aug 21
Luke Rawalai
Luke Rawalai
07:15 07 Aug 21
Michaela Williams
Michaela Williams
01:33 17 Jul 21
Hayley was fast to respond to any questions I had, took time to explain any policies I was unclear of and helped me chose a provider and policy that suited my situation. I highly recommend Evans Financial Services for insurance advice.
Aimee Mitchell
Aimee Mitchell
00:59 18 Jun 21
Great experience working with Blake, he made everything super easy (even though my circumstances were not!) and communication was excellent - responsive and professional. I would definitely recommend.
Tracey Ferne
Tracey Ferne
22:18 17 Jun 21
Was a pleasure to do business with Blake, he was professional, super helpful and patient with our questions. Have been recommending Blake's services since our dealings.
Tuione Latu
Tuione Latu
23:22 14 Jun 21
Megan Hunter
Megan Hunter
05:52 03 Jun 21
I highly recommend Blake for any advice and assistance regarding income protection insurance. Exceptional communication and service, he explained everything extremely well and guided me through what I thought would be a very confusing decision. Super happy to have this sorted!. Thanks Blake.
curtis stallworthy
curtis stallworthy
01:43 12 May 21
Hayley was especially helpful & patient whilst we considered all our options, definitely recommend!
Simon Lean-Massey
Simon Lean-Massey
22:07 04 May 21
Hayley worked with us to ensure that we got the package that best suited our needs. Her advice was friendly, professional, and targeted, and she revised her advice as we provided a clearer picture of our needs. We are extremely happy with the service we received and would not hesitate in recommending her.
Sheherazad Bhote
Sheherazad Bhote
04:52 04 May 21
Hayley really listened to what I wanted and offered me the best insurance plan for my situation. No upselling! Great communication and patience as I navigated the minefield of life insurance. Highly recommended.
Gabrielle Hitchcock
Gabrielle Hitchcock
07:57 12 Apr 21

Do you have questions? Need further guidance on where to begin to find the best life cover for your family? Be sure to book a 30-minute advice session with one of our expert and experienced life cover advisers today. We will walk you through the entire process, the options available to you, including accelerated cover options, the pros, and cons of the different life covers, and even guarantee the best price based on your situation.


  • Paying for funeral costs – this can be an overwhelming amount of money for any family. Still, with your life cover insurance, they’re able to give you the send-off you and they both deserve without worrying about how they’re going to pay for it.
  • Pay off the mortgage – life cover can help ensure your family has a roof over their heads for years to come.
  • Provide income during mourning – the grieving process is different for everyone, and having life cover to keep your family covered during this time can help give you peace of mind.
  • Provide a nest egg for your kids – opening up the future for your kids with life cover can make a lasting impact in their lives.
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Life has a funny way of reminding us that it can change our circumstances in an instant. It’s better to be prepared for the worst and not to happen than for it to happen to you or your family and not be prepared. Death in your family can have a massive financial impact on your family and their future.

Do you want to know that they are provided for after you’re gone and unable to? With life cover from Compare, we can ensure that they have enough money to support your loved ones in the event of your untimely death.



At Compare, we’re confident that we will get you the best price on your life cover insurance that we stand by our promise. Even if you have an existing policy, we can show you how we can save you money, and we will guarantee a better price for comparable cover. If we can’t get you a better price, we’ll give you a $200 Prezi card.



Knowing how to navigate the world of life cover insurance can be stressful and overwhelming. With Compare, we provide you with the advice and guidance you need to have the answers you’ve been looking for. Book your free consultation via phone or Skype today.


Compare Life Insurance is here to provide you with the expert advice and experience to choose the right life cover for you and your family.

Life cover is not easy to navigate and understand the right options that make the most sense for you. What is covered under one provider’s policy may not be covered under another. And you may not even realise it until it’s too late. When you Compare, our site is designed to guide you through every step of the way and point out the distinct differences between every policy you’re considering.


Why should I have Life Insurance and why do people need it.


Life insurance is always a lump sum pay-out upon the death of a policy holder. People mainly get Life Cover when they have dependants or in a business situation you may have mutual business debt and should one of the partners die then a lump sum is either paid directly to the surviving shareholder(s) / Directors to enable the business to keep going. This is normally part of a business share holder agreement. Most couples these days when they take on debt eg: a Mortgage they will get Life Insurance as a minimum to cover the debt and leave funds for the surviving person or their kids. With Life insurance you can have another person as the owner, when this happens the pay-out will go to that person only as the insurance company sees them as the owner not the person that passed away. When you do get Life insurance is important you have some WILL documentation that nominates how the assets and any cash will be disturbed. Often when a life policy is paid out there’s a significant amount of cash at stake and the last thing you want is to deal with a fight over who the money belongs to. This is very apparent with blended families, so if this is you, make sure you seek legal advice.