Choosing between stepped vs level life insurance premiums isn’t just a financial decision—it’s about securing your family’s future in a way that aligns with your current needs and long-term goals. For Kiwis, understanding these two premium structures is crucial to ensure you’re not caught off…

Why Your Health Matters in Life Insurance When you apply for life insurance in New Zealand, you’re not just filling out a form — you’re telling a story. That story is built around risk: how long you’re expected to live and how likely your insurer…

Choosing the best life insurance provider might not be your typical dinnertime conversation. Still, if you’re a Kiwi wanting to protect your loved ones or ensure your business survives without you, it’s one of the smartest moves you can make. Whether you’re self-employed, a new…

💡 Did you know? In 2023, over 438,000 New Zealanders were self-employed, making up 15.9% of the workforce—nearly 1 in 6 Kiwis were running their businesses.  While self-employment offers freedom and flexibility, it also comes with financial risks. Unlike salaried employees, self-employed don’t have employer-sponsored…

Life insurance is one of the most essential financial tools for securing your family’s future, yet many Kiwis misunderstand how it works. Myths and misconceptions often prevent people from getting the right coverage—or any coverage at all. Some believe life insurance is only for the…

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Securing your future with part lump sum payments is essential when considering life insurance as a 50-year-old. It is crucial to comprehend how life insurance works during this stage in your life. Having the right life insurance is essential for individuals at any stage, but…